MSN Autos Canada and Unhaggle reveal the models with the most cash off their hoods

Let's get the obvious out of the way: we'd all love to pay less for our automobiles. Now the hard part: making that happen. If you're willing to wait until the end of a model year — or don't care about having the brand-new one hitting showrooms soon — have we got news for you.

MSN Autos Canada and Unhaggle are partnering to bring you the 10 biggest and best incentives for the month of November that anyone can qualify for. These are straight cash incentive deals, and in every case are significant chunks of money.

Unhaggle left out luxury manufacturers, pickups and "vehicles with already limited inventory" — meaning Honda Civics and Mazda3s sell so well that there's little interest in focusing efforts on moving them off lots. Unhaggle does note that although they were left off this list, the higher up the automotive food chain you climb, the bigger the deals: BMW 7 Series buyers will see $20,000 in incentives used to try and move this metal.

Ready to save? Click through to see the gallery to see which brands will allow you to keep the most cash in your bank account.